 क्या आम आदमी के लिए E-Rupee की शुरुआत होगी फायदेमंद ?

सरकार द्वारा Digital Rupee को दो तरह से लॉन्च करने की योजना बनाई गई थी.

और पहला पायलट प्रोजेक्ट होलसेल ट्रांजैक्शन के लिए 1नवंबर को शुरू किया गया था

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अब 1दिसंबर से दूसरा रिटेल में आम पब्लिक के लिए लॉन्च होने जा रहा है

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RBI ने 1दिसबंर से रिटेल Digital Rupee को लॉन्च करने का ऐलान कर दिया है

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रिटेल डिजिटल करेंसी के लिए Digital Rupee पहला पायलट प्रोजेक्ट होगा

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CBDC सभी नागरिक, बिजनेस, सरकार और अन्य के लिए एक लीगल पेमेंट का मीडियम होगा

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RBI की ओर से जारी किए जाने वाले करेंसी नोट का ही CBDC डिजिटल स्वरूप है

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E-Rupee बिना इंटरनेट कनेक्शन के भी काम करेगा और इसको बैंक मनी और कैश में आसानी से कन्वर्ट कर सकेंगे

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कैश में लेन-देन करने से पहचान गुप्त रहती है, लेकिन डिजिटल ट्रांजैक्शन पर सरकार की नजर रहेगी.

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इसका नुकसान यह है की E-Rupee पर कोई ब्याज भी नहीं मिलेगा.

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